Fully Digitalized Fixed Deposits

With genie Digital Fixed Deposits from Dialog Finance PLC, you can easily place your fixed deposits from anywhere you are. With our flexible mobile application “genie,” you can conveniently monitor your interest earnings and maturity information. As well as top-notch service and security for your investment. Dialog Finance offers competitive rates to ensure your investment grows.

What makes Digital Fixed Deposits by Dialog Finance a preferable choice
Attractive interest rates
Secure investment
Convenience
Personalized service
Fixed deposits Interest rates Savings accounts Term deposits FD rates Deposit insurance Sri Lanka banks Maturity period Compounding interest Investment options Tax implications Early withdrawal Online banking Minimum deposit amount Automatic renewal. digital fixed deposits best rates

Unparallelled returns
With Dialog Finance, the interest rates on your digital fixed deposits are attractive and rewarding – the greater your investment, the higher your earnings!

A worry-free digital investment
Dialog Finance’s digital fixed deposits, you don’t have to worry about any dangers. Our company has earned a ‘AA(lka)’ Fitch rating RWN, and we are a fully-owned subsidiary of one of Sri Lanka’s top corporates. As a result, Dialog Finance is a dependable destination for your valuable funds.

How to apply?
Simply download the genie app, click on the “Fixed Deposit” icon, and embark on your investment journey. Initiating a digital fixed deposit is hassle-free with a minimum deposit of Rs. 5,000 for a duration of 1 month to 5 years. For additional information, please contact our Hotline at 0777 370 370 or fill in your details below, and we will promptly reach out to you.

Ease of monitoring and tracking
With our flexible mobile application “genie,” you can conveniently monitor your interest earnings and maturity information.

Class-leading customer service
At Dialog Finance, delivering the finest service and experience to our clients is of utmost importance. Our personalized approach is a source of pride, and we strive to provide each customer with a unique and exceptional investment experience.

*Eligible deposit liabilities are insured with the Sri Lanka Deposit Insurance Scheme implemented by the Monetary Board for compensation up to a maximum of Rs. 1,100,000 per depositor.

Individual | Non Senior citizen Rates (below 60 years old)

Effective from 6th March 2024

PERIOD MONTHLY MATURITY
NOMINAL A.E.R. NOMINAL A.E.R.
01 MONTH - - 7.50% 7.76%
03 MONTHS 8.50% 8.84% 9.00% 9.31%
06 MONTHS 8.50% 8.84% 9.00% 9.20%
12 MONTHS 8.50% 8.84% 9.25% 9.25%
18 MONTHS 8.50% 8.84% 9.50% 9.29%
24 MONTHS 8.75% 9.11% 9.75% 9.32%
36 MONTHS 8.75% 9.11% 10.00% 9.14%
48 MONTHS 8.25% 8.57% 10.00% 8.78%
60 MONTHS 8.00% 8.30% 10.00% 8.45%

Senior Citizen Rates (60 years or above old)

Effective from 6th March 2024

PERIOD MONTHLY MATURITY
NOMINAL A.E.R. NOMINAL A.E.R.
01 MONTH - - 7.50% 7.76%
03 MONTH 8.50% 8.84% 9.00% 9.31%
06 MONTH 8.50% 8.84% 9.00% 9.20%
12 MONTHS 9.00% 9.38% 9.75% 9.75%
18 MONTHS 9.00% 9.38% 10.00% 9.77%
24 MONTHS 9.25% 9.65% 10.25% 9.77%
36 MONTHS 9.25% 9.65% 10.50% 9.56%
48 MONTHS 8.75% 9.11% 10.50% 9.16%
60 MONTHS 8.50% 8.84% 10.50% 8.81%

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