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Progress takes time, and its effective to come closer to your dreams one step at a time. This is the philosophy behind Goal-based Fixed Deposits from Dialog Finance. Be it a specific financial need or you are simply planning to save money for the future, our well-curated saving mechanisms let you invest and grow your reserves gradually on your own terms!
Attractive interest rates, integrated solutions and class-leading customer support make the experience seamless and fun, and one of the most convenient and rewarding investment plans in Sri Lanka.
You can save a fixed monthly amount to achieve your savings goal at the end of the period
You can deposit your monthly instalments on or before the funding date to your transactional savings account and via a standing instruction that instalment value will be credited to your goal-based savings account. Direct deposits, fund transfers or CEFT transfers are not allowed for the goal-based fixed deposit account.
You will be eligible for the interest rate of 19.38% p.a. (The Company shall have the right to change or vary interest rates as and when required due to regulatory directions or company decisions)
No, then you have to close the account and open a new account.
You need to send the request via email to email@example.com. Dialog Finance will apply the penal rate for the account and transfer the funds to your transactional savings account.
1.00% less than the offered Goal based FD rate
If you fail to deposit the monthly instalment in two consecutive months, your account will be terminated based on the T&C and a penal interest rate for the number of days will be applied. The closure value will be credited to the transactional savings account
Maturity proceeds will be transferred to your savings account at maturity
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