Dialog FinanceQuick Loan

A financial solution launched by Dialog Finance PLC (DFP), that allows pre-selected customers to request loan facilities via a mobile through the Genie app.

Based on your credit eligibility, a pre-assigned amount will be available for you. Any amount between the minimum and maximum amount assigned to you, can be obtained as a loan.

Yes. You need a personal guarantor.Once you enter the guarantor details in the app, we will notify your guarantor via a SMS to provide his consent by accessing the link on the SMS. Then DFP will verify the guarantor via a video call.

An image of your NIC, Proof of billing (Only if it’s different from NIC address), and Selfie needs to be uploaded in the e-form.

Wait for our call, if you/your guarantor has failed to answer the verification call for more than 3 times, the loan application will be rejected for guarantor verification failure. You can re-enter a new guarantor to proceed.

We will be opening a savings account for you in DFP to which your loan will be deposited. If you already have an account with us, the loan will be disbursed to same account.

You can log in to the Genie app, click on the loans tile and then select Quick loan feature. Upon selecting the Quick Loan feature, the eligible loan amount will be displayed. You can proceed by selecting the loan amount (within the eligible loan value), and preferred loan period to proceed with the application submission. After which your details will be evaluated followed by a video call verification.

Loan duration period is between Three to Six months, and you will be able to select between the minimum and maximum tenures assigned to you in the app.

No.

If the application is complete, you will get a video call from one of our agents within 2 working days, if there are any issues you will be notified for resubmission. In case of a delay, you can report to 0117620520

Yes. It will be reported to the Credit Information Bureau of Sri Lanka (CRIB).

You can view all charges and the monthly instalment before you select the loan amount in the app.

Yes. An additional 3% will be charged on the capital in arrears.

Yes. Charged amount will be displayed as a processing fee when you are selecting the loan amount and this will be deducted from your granted amount.

What is the definition of a month?A 30-day month from the day the loan is obtained (not a calendar month). E.g.: If a customer takes a loan on 5th January for 3 months, it will be due on 4th AprilHow is my daily penalty interest calculated for late payment?The number of days elapsed are taken for penalty interest calculation.E.g.: If a loan is due on 2nd June and repaid on 4th June, penalty interest is charged for 2 days. This includes weekends and holidays.

Yes. Instalment will be automatically deducted from your DFP savings account. You can place a standing order to fund your DFP savings account or fund via the Genie app

Fund your DF savings account and the dues will be auto deducted on the due date. Amount due will be blocked on the savings account, 7 days before the due date.

Yes. You can go to the full loan settlement option in the app and settle the loan using funds in your DF savings account.

You will only be charged interest to the date that you are early settling the loan.

No service charges are applicable for instalment payments which is auto recovered from the savings.

All loan details are available on the app under Quick loan.