For your Business
Save with ease and convenience by choosing a reliable and feature-rich savings account with Dialog Finance. This new and innovative product transcends the traditional savings experience, as the digital savings account enables you to access funds and transact directly from your mobile phone anywhere at any time.
It is an innovative digital savings product, which allows you to access your money directly from your mobile phone anytime, anywhere 24*7
Individuals who are 18 Years and above (Srilankans citizens only) can open this savings account
You can use ‘Add Money’ option under the savings account balance and pull money from your other bank accounts via the Just Pay option.
Log in to the Genie App and view the Savings Account Information page
There is no minimum deposit amount to open a DF Savings account
No, you will receive an e-statement at the end of each month
Yes.Customers have to visit the Dialog Finance branch to get a certified copy.
You will eligible for 4.00% p.a. interest rate (The Company shall have the right to change or vary interest rates as and when required due to regulatory directions or company decisions)
From the first date of deposit onwards
Interest is calculated on a daily basis at the end of day balance. This interest will be credited to the customer’s account on the 25th of each month.
There is no minimum balance requirement at present
Currently No, you can only open an individual DF Savings A/c
Any LankaPay ATM in Sri Lanka
No, you could do ATM transactions only
Yes, you can pay your utility bills, telecommunication bills and institutional payments via your savings account
No. All bill payments are free of charge.
You can save a fixed monthly amount to achieve your savings goal at the end of the period
You can deposit your monthly instalments on or before the funding date to your transactional savings account and via a standing instruction that instalment value will be credited to your goal-based savings account. Direct deposits, fund transfers or CEFT transfers are not allowed for the goal-based savings account.
You will be eligible for the interest rate of 6.50% p.a. (The Company shall have the right to change or vary interest rates as and when required due to regulatory directions or company decisions)
No, then you have to close the account and open a new account.
You need to send the request via email to firstname.lastname@example.org. Dialog Finance will apply the penal rate for the account and transfer the funds to your transactional savings account.
The savings interest rate will be applied as the penal interest rate
If you fail to deposit the monthly instalment in two consecutive months, your account will be terminated based on the T&C and a penal interest rate for the number of days will be applied. The closure value will be credited to the transactional savings account
Maturity proceeds will be transferred to your savings account at maturity
1. The Account Holder of the Savings Account (“Account”) have read, understood and agree to be bound by the terms and conditions set out by Dialog Finance PLC (“Company”) herein below.
2. I understand that the Company is recognized as a Prescribed Authority by the Department of Registration of Persons of Sri Lanka (DRP) under Section 39B(c) of the Registration of Persons Act No. 32 of 1968 as amended by Amendment Act No. 8 of 2016 . Whereas I hereby consent to the Company accessing my National Identity Card (NIC) details maintained with the DRP, to assess the authenticity of the information provided by me including my below information;
Get the Genie App today and take control of your financial future.